Effective Date: May 12, 2025

Welcome to Valmiki! These Terms & Conditions ("Terms") govern your access to and use of the Valmiki mobile application (the "App") and its related services (collectively, the "Services") provided by ZealStrat ("Valmiki," "we," "us," or "our"). By creating an account, accessing, or using our App, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, do not use the App.  

1. Description of Service Valmiki provides a platform where users ("Users," "you," or "your") can respond to questions, which may also be referred to as "predictions," "markets," "surveys," or similar terms (collectively, "Questions"). Users may receive variable monetary rewards ("Rewards") based on how their answers to Questions align with the answers submitted by the majority of other Users responding to the same Question. Some Questions may be eligible for Rewards, and some may not. The exact methodology for determining alignment and Reward amounts is proprietary and determined at Valmiki's sole discretion. Accrued Rewards are held in the User's in-app balance and can be cashed out via transfer to a User's valid Venmo or PayPal account, subject to these Terms.

2. Eligibility

  • Age: You must be at least 18 years of age or the age of majority in your jurisdiction, whichever is greater, to use the App.

  • Jurisdiction: The App is intended for use by residents of the United States only. By using the App, you represent and warrant that you meet this requirement.

  • Legal Capacity: You must have the legal capacity to enter into a binding agreement.

3. User Accounts

  • Registration: To use the App and participate in Questions, you must create an account.

  • Accurate Information: You agree to provide accurate, current, and complete demographic information as requested during the registration process and to update such information to keep it accurate, current, and complete. This information may include, but is not limited to, your birthday, gender expression, general location (e.g., zipcode), and other attributes relevant to participation. Providing false, misleading, or incomplete information may result in the suspension or termination of your account and forfeiture of any accrued Rewards.

  • Account Security: You are responsible for safeguarding your account password and for any activities or actions under your account. You agree to notify Valmiki immediately of any unauthorized use of your account.  

  • One Account Per Person: Each individual is permitted to create and use only one account. The creation or use of multiple accounts by a single individual is strictly prohibited and may result in termination of all associated accounts and forfeiture of Rewards.

4. User Conduct and Prohibited Activities

You agree not to engage in any of the following prohibited activities:

  • Using the App for any illegal purpose or in violation of any local, state, national, or international law.
  • Using bots, scripts, spiders, scrapers, or any other automated means to access the App, answer Questions, manipulate outcomes, or collect information.
  • Defrauding or attempting to defraud Valmiki or other Users.
  • Providing false, misleading, or inaccurate demographic or account information.
  • Creating or using multiple accounts.
  • Attempting to interfere with, compromise the system integrity or security of, or decipher any transmissions to or from the servers running the App.
  • Taking any action that imposes, or may impose, at our sole discretion, an unreasonable or disproportionately large load on our infrastructure.
  • Uploading invalid data, viruses, worms, or other software agents through the App.
  • Impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity.
  • Exploiting any bugs, vulnerabilities, or unintended features of the App.
  • Sharing, selling, or otherwise transferring your account access to another party.
  • Engaging in any other conduct that restricts or inhibits any other person from using or enjoying the App, or which, in our sole judgment, exposes us or any of our users, affiliates, or any other third party to any liability, damages, or detriment of any type.

5. Rewards and Payouts

  • Nature of Rewards: Rewards are not guaranteed. The availability of Questions and the possibility of earning Rewards depend on various factors, including the number of participating Users and the nature of the collective responses. Valmiki makes no promises regarding the frequency or amount of Rewards.

  • Calculation of Rewards: The determination of a User's alignment with the majority and the corresponding Reward amount for any Question is at Valmiki's sole and absolute discretion and is based on its proprietary algorithms. Valmiki's determination is final and binding.

  • Minimum Payout Threshold: Valmiki does not require a minimum accrued Reward balance (the "Minimum Payout Threshold") to request a cash-out. However, Valmiki may institute this in the future and the threshold may be changed by Valmiki at any time.

  • Payout Methods: Payouts will be made to the valid Venmo or PayPal account details you provide in the App. You are solely responsible for providing accurate and current payment account information. Valmiki is not responsible for payouts sent to incorrect accounts due to your error.

  • Processing Times: We will endeavor to process valid payout requests within the same day. However, processing times may vary and delays may occur.

  • Taxes: You are solely responsible for determining and complying with any and all tax obligations, including reporting and payment of any taxes or other governmental charges assessed on Rewards you receive through the App. Valmiki may be required by law to report earnings to tax authorities and/or issue tax forms (e.g., IRS Form 1099). You agree to provide Valmiki with necessary information for such compliance if requested.

  • Forfeiture of Rewards: Rewards may be forfeited if: (a) your account is terminated due to a violation of these Terms or fraudulent activity; (b) you provide false or misleading information; (c) your account remains dormant (i.e., no login activity or no participation in Questions) for a period of 180 days and you have an accrued balance below the Minimum Payout Threshold; or (d) we are unable to process your payout after reasonable attempts due to incorrect or invalid payment information.

  • No Interest: Balances held in your in-app account do not accrue interest.

  • Currency: All Rewards and payouts are denominated in US Dollars (USD).

  • Disputes: Any disputes regarding Rewards or payouts must be submitted to Valmiki support within 30 days of the disputed transaction. Valmiki's decision on such disputes will be final.

6. Intellectual Property

  • Valmiki's IP: The App, its visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, Questions, and all other elements of the Services ("Materials") provided by Valmiki are protected by intellectual property and other laws. All Materials are the property of Valmiki or its third-party licensors. Except as expressly authorized by Valmiki, you may not make use of the Materials.

  • User Responses: By submitting responses to Questions, you grant Valmiki a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, non-exclusive, sublicensable, and transferable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such responses (in whole or in part) and/or to incorporate them in other works in any form, media, or technology now known or later developed, for any purpose, including but not limited to operating and improving the App, conducting research, developing new products or services, and for analytical or commercial purposes. Where feasible, your individual responses will be aggregated and/or anonymized when used for public reporting or certain types of analysis, as further detailed in our Privacy Policy.  

7. Privacy and Data Collection Your use of the App is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information, including the demographic data you provide. You acknowledge that the demographic information you provide is necessary for your participation in the App and may be used to categorize or analyze responses, potentially in an aggregated or anonymized format.  

8. Disclaimers THE APP AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. VALMIKI DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. VALMIKI MAKES NO GUARANTEE REGARDING THE AVAILABILITY OR FREQUENCY OF QUESTIONS OR THE LIKELIHOOD OR AMOUNT OF ANY REWARDS. PARTICIPATION IN QUESTIONS IS AT YOUR SOLE RISK. THE APP DOES NOT PROVIDE FINANCIAL, INVESTMENT, OR GAMBLING ADVICE. ANY INFORMATION PRESENTED THROUGH THE APP IS FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY. VALMIKI DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY QUESTIONS, "MAJORITY" CONSENSUS, OR OTHER CONTENT AVAILABLE THROUGH THE APP.  

9. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL VALMIKI, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE APP OR ANY MATERIALS OR CONTENT ON THE APP, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT VALMIKI HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, VALMIKI'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE APP OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (A) THE TOTAL AMOUNT OF REWARDS PAID BY VALMIKI TO YOU IN THE SIX (6) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED US DOLLARS ($100.00 USD).  

10. Indemnification You agree to defend, indemnify, and hold harmless Valmiki and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to the App; (b) your violation of any term of these Terms; (c) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (d) any claim that your responses or any other content you submit caused damage to a third party. This defense and indemnification obligation will survive these Terms and your use of the App.  

11. Modification of Terms Valmiki reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days notice prior to any new terms taking effect (e.g., via in-app notification or email to the address associated with your account). What constitutes a material change will be determined at our sole discretion. By continuing to access or use our App after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the App.  

12. Termination

  • By You: You may terminate your account at any time by following the in-app instructions for account deletion or by contacting Valmiki support.

  • By Valmiki: We may suspend or terminate your account and access to the App, with or without prior notice or liability, for any reason or no reason, including but not limited to if you breach these Terms or engage in any activity that Valmiki, in its sole discretion, deems harmful to the App, its users, or its reputation.

  • Effect of Termination: Upon termination, your right to use the App will immediately cease. If your account is terminated by Valmiki for a breach of these Terms or fraudulent activity, any accrued, unpaid Rewards may be forfeited. For terminations not due to your breach, Valmiki will make reasonable efforts to allow you to cash out any legitimate, non-forfeited Reward balance exceeding the Minimum Payout Threshold, subject to standard payout procedures. Provisions of these Terms that by their nature shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.  

13. Governing Law and Dispute Resolution  

  • Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles.  

  • Informal Resolution: We encourage you to contact our support team first to resolve any dispute or concern you may have with the App.

  • Binding Arbitration: If a dispute cannot be resolved informally, you and Valmiki agree to resolve any claim, dispute, or controversy (excluding claims for injunctive or other equitable relief) arising out of or in connection with or relating to these Terms by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules then in effect. The arbitration will be conducted in California, unless you and Valmiki agree otherwise. Each party will be responsible for paying any AAA filing, administrative, and arbitrator fees in accordance with AAA rules. The award rendered by the arbitrator shall include costs of arbitration, reasonable attorneys’ fees, and reasonable costs for expert and other witnesses.  

  • Class Action Waiver: YOU AND VALMIKI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Valmiki agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding.

14. Miscellaneous  

  • Severability: If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.  

  • Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire and exclusive understanding and agreement between you and Valmiki regarding your use of the App, and supersede and replace any and all prior oral or written understandings or agreements between you and Valmiki regarding the App.  

  • No Waiver: Valmiki's failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Valmiki.

  • Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without Valmiki's prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null. Valmiki may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and insure to the benefit of the parties, their successors, and permitted assigns.

Contact Information: If you have any questions about these Terms, please contact us at contact-valmiki@zealstrat.com